At this year’s halfway point, read the LPL Financial Research Mid-Year Outlook 2014 Investor’s Almanac

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New Video: LPL Financial Research

US Energy Renaissance Q&A with Van Eck Global New video available on our website. http://synergyfinancialgrp.com/resources/videos/

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Bumps on the Slope February 2014

It’s not often that we can gain investment insights from an 18-year-old wunderkind. Many of us marveled at the performance of American Mikaela Shiffrin at the Sochi Winter Olympics, where she became the youngest Olympic slalom champion. What makes Shiffrin remarkable is not only her success, but also her approach to the sport. Unlike many of her peers, while training she focused more on technique and practice — the discipline of ski racing — rather than on competing. When Shiffrin lost footing and became airborne on the course, she was able to regain her position quickly as she had practiced her recovery many times before. Throughout all of her training, she took the long-term view. It can be difficult to … Continue reading

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New Video: LPL Financial Research

Take a moment to watch the Newest Video: LPL Financial Research Economic Insights with LPL Financial Research’s Jeffrey Kleintop and Lord Abbett’s Milton Ezrati http://synergyfinancialgrp.com/resources/videos/  

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January Chill – February 2014

Extremely cold weather in many parts of the country has made life challenging for many of us.  The polar vortex created colder temperatures in more parts of the midwest than in Antarctica and for those not suffering from cold, such as in the southwest, drought conditions pose a different set of challenges.  

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Outlook 2014

A farming almanac is an annual publication containing a guide for the coming year and a forecast of the times and statistics of events and phenomena important to growing. Farmers’ almanacs have been a source of wisdom, rooted in the core values of independence and simple living, for American growers for over 200 years.  

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Five Ways to Help Measure Investment Risk

Investors who are concerned about market volatility should examine their investment choices from all angles when constructing a portfolio — evaluating not only return, but risk too. There are a variety of risk measures that may come in handy. Of course, numbers don’t tell the whole story, but they may help you determine whether owning a particular investment is consistent with your personal risk tolerance. You and your financial advisor may want to review the following risk measures: Alpha is a measure of investment performance that factors in the risk associated with the specific security or portfolio, rather than the overall market (or correlated benchmark). It is a way of calculating so-called “excess return” — that portion of investment performance … Continue reading

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Converging on the Paths of Least Resistance

The performance of the markets is likely to converge in the second half of the year on a path that likely holds modest gains*. The return of volatility will also be a key characteristic of the second half as markets follow a path with ups and downs. In our Outlook 2013: The Path of Least Resistance, published in November of 2012, we laid out three paths the markets could follow in 2013 as the path of least resistance: bull, bear, and base. •                    On the bull path, obstacles are overcome and investors embrace market opportunities and drive up valuations. •                    On the bear path, fiscal policy results in a much weaker economic backdrop and markets plunge. •                    On the base … Continue reading

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March Independent Investor

Small-Business Financing: Debt vs. Equity Business owners who seek financing face a fundamental choice: Should they borrow funds or take in new investment capital? Since debt and equity are accounted for differently, each has a different impact on earnings, cash flow and taxes. Each also has a different effect on leverage, dilution of ownership and a host of other metrics by which businesses are measured. The planned use of funds will also affect the choice of financing, with one option more appropriate for certain uses than the other. Debt Debt can be a loan, line of credit, bond or even an IOU–any promise to repay borrowed amounts over a certain time with a specified interest rate and other terms. Debt … Continue reading

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February Independent Investor

Saving for Short-Term Financial Goals Most of us know we need to save for our future goals. Buying a home, providing an education for our children and investing for a secure retirement are the most common long-term savings goals. But what about next year’s vacation, remodeling or refurbishing your house, or buying a second car? You can always just say “charge it.” That is how Americans have amassed billions of dollars in credit card debt. Instead, why not try a new approach? With a little encouragement and guidance, you can begin saving for these short-term needs today. Getting Started The first step in any investment strategy is to develop goals. And the first “must have” goal is to ensure that … Continue reading

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