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Monthly Archives: April 2013
Event: Unlocking Social Security
Unlocking Social Security – I have a question! Monday, June 10 Towson Library Meeting Room To learn more about Social Security and how it can play an important role in your retirement income planning, join us at our June 10th event. When should I start taking my benefits? What amount will I receive? How will I pay for long term care at home or in a facility if Social Security/Medicare benefits are not available or are insufficient to cover expenses? Have a question? Find an answer! Monday, June 10 6:00-8:30PM (RSVP by June 3) Towson Library Meeting Room If you are over Age 30, it is important for you to look ahead to what retirement will … Continue reading
Posted in Retirement
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Reflecting on the Boston Marathon Tragedy
We hold all of the victims of Monday’s tragedy at the Boston Marathon in our thoughts and prayers. As you know, on Patriots’ Day, a plot was carried out against the great city of Boston and a symbol of our country’s strength and pride. As is almost always the case, the victims of this tragedy were innocent bystanders. These innocent victims were either athletes striving for greatness and victory or their family, friends, and supporters who were selflessly celebrating their accomplishment. The courage and kindness of these individuals represents the best of that city, and as Americans we are deeply saddened by this tragedy. Today, however, thinking about the LPL Financial Boston office, which is just over one mile from … Continue reading
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April Independent Investor
Asked and Answered: Key Questions About Retirement Income Planning Managing money in retirement involves decisions about withdrawal rates, asset allocation and a host of other factors that will impact your lifestyle and how long your assets will last. Following are some straightforward answers to commonly asked questions about planning for income needs in retirement. When should I begin thinking about tapping my retirement assets and how should I go about doing so? The answer to this question depends on when you expect to retire. Assuming you expect to retire between the ages of 62 and 67, you may want to begin the planning process in your mid- to late 50s. A series of meetings with a financial advisor may help … Continue reading
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Budget Your Way to Extra Savings
Investing a few hours to create and maintain a household budget may be the key to identifying opportunities to save more for the future, including for long-term goals such as retirement. Yet it’s surprising how few households take the time to commit to a budget. Many financial experts recommend making time for this task, which could pay dividends down the road. Get a Grip on Your Money Finding the extra money to save is not always easy. The good news is that many families realize they spend money on nonessentials — such as eating out and specialty coffees. These are expenses that can often be reduced with the aid of a budget. A budget may also help you reduce large … Continue reading
Posted in Business
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